The bank is a safe place to keep your AP. It is a free service, and you get interest every day you are online.
The old Acitius bank was run by the Interest Monster. In addition to depositing and withdrawing money from your account, you could also transfer money to other users. Initially, you could also take out loans, but this feature was disbanded when members began to abuse it. In order to earn interest, you had to go through a series of long tasks, such as replying to a current news thread, OA post, forum post, play a game, etc., in order to collect interest. If there was no news post that day, you could not collect interest.
The banking system returned to Acitius on August 24th, 2010, and is run by Boris. To get to the bank just click on the letters 'AP' where your on-hand AP is displayed. If you have at least 1,000 AP in your bank account, then you will receive interest every day that you are active on the site. The interest is automatically added to your bank account at the beginning of each day. The interest rate is based on the account type that you have.
Your account type is based on how much AP you have in your bank, and your account type will automatically change whenever AP is added or withdrawn. However, you must complete a task in order to unlock each account type beyond Bibby Bronze. If you meet the AP requirement for the next account type, then an 'upgrade' option will appear to the right of where your account type is shown. If you choose to upgrade, then Boris will ask you to collect a number of random items before upgrading your account. You cannot skip accounts when upgrading, and after reaching the Silver Serpo account you must wait 3 days between each upgrade.
|Account Type||AP Range||Interest Rate|
|The Old Mans Life Savings||0 - 999||0%|
|Wroo Welfare||1,000 - 1,999||2%|
|Acitius Financial Aid||2,000 - 4,999||3.5%|
|New Beginnings||5,000 - 9,999||5%|
|Bibby Bronze||10,000 - 24,999||6%|
|Serpo Silver||25,000 - 49,999||7%|
|Excellent Equalion Earnings||50,000 - 99,999||8%|
|Glowe Gold||100,000 - 499,999||9%|